Narasi.net – Still Hesitating to Register for Insurance? These 7 Health Insurance Benefits Are Very Important, You Know!. No one wants or plans to get sick. Having health insurance does not mean you are planning to fall ill in the future.
Just like the proverb, “Prepare an umbrella before it rains,” health insurance can be thought of as your health umbrella. You don’t have to be sick to have health insurance. However, you may still not be sure what health insurance benefits actually are. Therefore, consider some of the benefits of having health insurance below.
Various health insurance benefits
Health insurance can facilitate the treatment and care process if you or your family fall sick. In addition, health insurance also guarantees protection for you and your family’s financial condition when you are sick.
Not only that, there are various other health insurance benefits. Anything?
1. You don’t have to worry about costs when you’re sick
By having health insurance, you have financial security for your life in the future. Health insurance can be a preparation in the face of health risks that come suddenly. Preparation in the form of financial matters.
When you are sick, you don’t have to worry about how much treatment costs you will incur. So you can be calmer and focus on the treatment and care process that will be undertaken for healing.
2. Don’t bother the family
Another health insurance benefit is that it can ease the family’s financial burden. Getting sick costs a lot of money. By having health insurance, the cost of care and treatment will be covered by the insurance company so that you and your family do not have to worry.
3. Helping you manage your money in an orderly manner
Another health insurance benefit is that it can help you manage your finances. Having health insurance requires you to pay premiums regularly every month. This will make you routinely set aside your income to pay the premium. That way, the distribution of your money will be clear every month.
4. Health insurance benefits from the care provided
Health insurance provides various types of treatment that you can get. You will get treatment in accordance with the agreement on the policy.
Each treatment listed on the policy also has a ceiling or limit for the amount of treatment costs. The ceiling provided by the insurance is adjusted to the amount of premium you pay regularly every month or at the beginning.
The following are some of the benefits of treatment covered by health insurance, including:
- Outpatient, including general practitioner consultation fees, specialist doctor consultations, and laboratory examination fees.
- Treatment for disease prevention such as immunization or cancer screening.
- Deliveries either vaginally or by cesarean section.
- Dental treatment such as filling teeth, cleaning tartar, extracting teeth and not for orthodontic treatment (tooth alignment) such as the installation of braces.
- Drug costs.
Does not provide medical advice, diagnosis, or treatment.